What is Life Planning?


  • Too often we confuse rates of return and minimum required retirement distributions for what is truly important in life–  a life of abundance and accomplishment.
  • Fulfillment derives not from an extra one-half percent return on an investment, but rather from assembling adequate assets to accomplish you and your family’s Life Goals and to leave some benefit for future generations.
  • We enable you to clearly define and achieve your Life GoalsHOW DO WE DO IT ?


  • Wealth Planning, A Part of Life Planning, involves:
    • Generating
    • Preserving
    • Distributing and Using
    • Transferring at Death


  • Affect each step in the Wealth Life Cycle
  • Have the single most decisive impact on successful Life Planning
  • Require continuous expert planning

A successful investment manager might generate an additional 2-3% of increased performance over time.  The difference between an investment being taxed at long-term capital gains rates vs. ordinary income rates, through effective tax planning, could amount to 30% increased return, over the same time period, while taking the same risk.


It Is Not What You Make that Matters …   It Is What You Keep


Traditional Facets of Life Planning

  • Financial Planning
  • Retirement Planning
  • Estate Planning
  • Planned Giving

 We perform all four tasks as part of overall Life Planning.